We created each Super Focus to help inform and inspire you to create a Focus in your community and become a Champion of Change!
Canada's pension system is at a critical juncture, with declining workplace pension coverage leaving many Canadians vulnerable to financial instability in their retirement years. From 1997 to 2017, defined benefit plan coverage in the private sector plummeted from 21.9% to just 9.2%. This alarming trend calls for comprehensive reforms to ensure all Canadians can retire with dignity and financial security.
Not ready to create a Focus? You can still support the Toto community! Register for early access to Toto and we'll send you updates on the contest and notify you about the Focus categories you are most passionate about!
Join Toto Today!Retirement security is crucial for maintaining the quality of life for all Canadians. It impacts not only individual well-being but also the broader economy and social fabric of our nation. When Canadians have access to robust pension plans and retirement savings options, they can enjoy their golden years without financial stress, contribute to local economies, and reduce pressure on public healthcare and social services.
The retirement security crisis spans the entire country, affecting both urban and rural communities. Key issues include declining workplace pension coverage, increasing reliance on public pensions like CPP and OAS, rising household debt, and growing income inequality among seniors. From young workers struggling to save for retirement to current retirees facing financial challenges, each demographic group faces unique obstacles in achieving retirement security.
Canada-wide
- 300 Focus Followers
- 300 UpVotes
- 100 Letters written!!!
- Increased workplace pension coverage across all sectors
- Enhanced public pension benefits to provide comprehensive coverage
- Reduced senior poverty rates
- Improved financial literacy and retirement planning among Canadians
- Development of innovative pension solutions for the gig economy
- National Association of Federal Retirees
- Canadian Labour Congress - Retirement Security
- Government of Canada's Retirement Hub
Just 3.5% of us can drive significant change in our communities. Follow, Share, and Upvote a Focus that impacts your community. Your click could be the start of a brighter future—let's make it happen together!
Create a Focus in Your Region and WIN!
Enter the Champions of Change contest by creating a focus that matters in your community. 5 Champion ideas will get 50 free letters mailed directly to their government reps.
That’s 50 ways to say, “WE can't be ignored.”
When just 3.5% of us rally behind a cause, we can pretty much move mountains. Whether you’re fired up about something or just tired of waiting for someone else to fix it—start your own Focus or sign up to follow Toto. You’ve got the power, and we’ve got the letters!
Toto's mission is to help you unleash your community and drive real change. We are just in the building phase so register now for early access to our platform!
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